YOUR MONEY, IN VIEW
See what each payday needs to cover.
Map biweekly pay, monthly bills and debt payments on one timeline. Your figures stay in your private account.
YOUR CASH FLOW
A plan that follows your paydays.
Add income and bills to see the next 90 days.
CAD
NEXT 30 DAYS
Money in, money out
Income—
Outflow incl. minimums—
NEXT BEST MOVE
Start with your schedule
Add income, bills and debts to see a clear next step.
TAKE-HOME PAY GUIDE
How much goes to essentials?
Add your after-tax income and categorize bills to see your share.
The 50/30/20 guideline uses take-home pay; it is a starting reference, not a rule that fits every household.
COMING UP
Next money moves
90-DAY VIEW
Cash flow, by date
Planned amounts, not bank transactions. Income and bills on the same day are netted for the end-of-day balance.
RECURRING MONEY
Income & bills
Set an anchor date. Biweekly repeats every 14 days; monthly repeats on the same day or the last day of shorter months.
DEBT STRATEGY
Pay down debt with room to breathe.
Minimums are included in your cash-flow forecast. Extra payment ideas appear only when the full forecast stays above your chosen cash buffer.
OPTION A · LESS INTEREST
Highest rate first
OPTION B · EARLY WIN
Smallest balance first
WHAT IF
Trim flexible spending
Try a reduction to items you marked Flexible. This is a scenario only; it does not change your saved budget.
Illustrative planning, not a promise of payoff timing. Confirm your lender’s terms and keep minimums current. A highest-rate-first approach generally reduces interest; smallest-balance-first may feel more motivating. Review your plan when rates or income change.
YOUR BASELINE
Settings
DATA PROTECTION
Private off-site backup
Checking backup status…
A verified copy is attempted after changes and every six hours while the app is running.